Health Spark--
Amp Up Your Health Insurance with this High-Voltage Option!

Employers understand that hiring, onboarding, and training new employees can be a costly and stressful process. That’s why you strive to hire top talent and create a culture that drives loyalty and promotes employee retention. 

One of the most important investments you make in your workforce is implementing a competitive compensation and benefits package. 78% of employees admit that their benefits package is a significant reason they stay with their current employer.

Health insurance is a major component of any benefits package, and choosing the right plan for your employees is no small decision. That’s why we want to take some time to tell you about Health Spark—a competitive health insurance plan designed specifically for electrical contractors and their employees!

What is Health Spark, and who is it for?

Health Spark is a pre-tax health insurance plan designed specifically for electrical contractors with at least one employee. Plan members must belong to the Electrical Association. (Learn how you can join here!) This exclusive BlueCross BlueShield plan reduces FICA costs and saves employers an average of 8-18% on health insurance premiums. Unlike a community rate plan, Heath Spark is a composite plan, so all employees get the same rate. Quotes are free and straightforward and don’t require a commitment. 

What are the benefits of Health Spark health insurance?

With Health Spark, employees choose between two networks—Aware® or High Value. Aware is the broadest network and covers the greatest number of healthcare providers. High Value offers even greater cost savings and targets a smaller provider pool. 

As a Health Spark participant, employees choose between nine plans to find the one that best suits their family’s needs and budget. All plans cover doctor visits, preventative care, hospitalization, emergency, and outpatient care. Health Spark also offers several health and well-being benefits that your employees can take advantage of.

• Get Active: Earn fitness points and redeem them for up to $240 in annual e-gift cards.
• Blue365®: Access to virtual fitness classes and discounts on gym memberships, acupuncture, chiropractic, naturopathy, personal training, nutrition counseling, vitamins, exercise equipment, aromatherapy, and more!
• Learn to Live: Self-paced online behavioral health support with coaching available if needed.
• Omada®: 16-week diabetes and heart disease prevention course that incorporates education, health coaching, and interaction with online peer groups.
• Doctor on Demand: Virtual appointments with board-certified physicians, psychiatrists, and psychologists.

You also have access to a dedicated team who can help you navigate the health insurance process, get rolling with a Health Spark package, and answer any questions you might have!

Receive 24/7 access to all your plan information and BlueCross BlueShield benefits through our app, Blue Care Advisor.

Health insurance is one of your biggest costs as an employer. Health Spark can save you money in the short term and provide you with more competitive health insurance, reducing employee turnover and saving on long-term costs. 

Learn more about Heath Spark in this podcast episode with Gary Helm, Association Health Plan Consultant with North Risk Partners!

A Health Spark Success Story

Here is a testimonial from our member, Jeff Anderson, President of ATEK Distribution, LLC:
 
"As a small business owner of ATEK Distribution, LLC, one of my most difficult tasks was finding quality, affordable health benefits for our employees. The introduction of the Health Spark plan provided through North Risk Partners has been a game-changer. Not only does it offer comprehensive insurance coverage through BlueCross BlueShield of Minnesota, but it does so at favorable and competitive rates. North Risk Partners made the enrollment and plan management process extremely easy. This plan has become an invaluable tool for retaining top talent within our company. In today's competitive job market, offering robust health insurance benefits is crucial for attracting and retaining skilled professionals, and Health Spark delivers on that front for members of the Electrical Association. I highly recommend fellow members of the Electrical Association explore the eligibility and enrollment options offered through Health Spark. It's a decision that will undoubtedly benefit both their employees and their bottom line."

If you’re interested in learning more about Heath Spark plans and how Health Spark insurance can benefit your company and employees, contact Eveline Meidt at 651.379.7855 or email her at [email protected].